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A chance encounter on Valentine's Day brings Hannah and Finn together as they race through New York City to return a lost engagement ring and save one couple's special day.
Mostly classic comfort-watch, give or take mistaken identity.
The quirks and curveballs that make this one a little weirder than your average Hallmark. No spoilers, promise.
Here’s everything this one has going on, from the setting to the way it wraps up. Tap any of the 22 to find more movies that do the same thing.
Already seen it, or just can’t wait? Open this up for the whole story, ending included.
Opening
Hannah presents her Valentine’s Day chocolate concept at work while Finn prepares for a gallery showing, establishing her romantic optimism and his skepticism about love.
Inciting incident
Hannah rides with Finn in his LaneTrip car, they discover a ring box in the back seat after switching seats, and they realize a proposal ring may have been left behind.
Rising action
They begin retracing the day’s rides and deliveries across Manhattan, visiting stops like a florist and a cooking class while arguing about fate, obligation, and Valentine’s Day.
Midpoint
As they spend more time together, their banter turns personal and affectionate, and both start to admit they enjoy the day and each other more than expected.
Conflict escalates
The search grows more urgent as they juggle parking enforcement, traffic, and work deadlines, then realize the final likely owners are at Bartholomew’s with fireworks approaching.
Climax
They reach the rooftop just in time, return the ring to Juan, and he proposes to Emily during the fireworks, successfully saving the couple’s Valentine’s moment.
Resolution
Hannah and Finn separate for their events, but Finn returns after his show, confesses his feelings, and asks Hannah out; she accepts and they kiss.
22 tropes in one movie
We counted 22 distinct Hallmark tropes packed into this one — a genuine greatest-hits reel.
The corners of the catalog An Unexpected Valentine belongs to — handy if you’re after more of the same.
The lines that stuck with us — the ones you’ll be repeating after the credits roll.
“I do love love.”
“I really think you'd rather talk than drive.”
“You know, I think you're pretty special.”
“A kiss on Valentine's Day can bring a year of good luck.”
“would you go out on a date with me?”
Who’s who before you press play. Nothing here gives the ending away.
Chocolate product development specialist and marketing presenter at Alouette
Photographer, gallery artist, and LaneTrip rideshare driver
Hannah's romantic counterpart and eventual date
Gallery owner
Finn's gallery owner and advocate
Hannah's coworker or supervisor at Alouette
Hannah's work contact who needs her at the chocolate event
Valentine's Day party guest
A passenger/friend they ferry during the ring search
Cookie shop or baking business owner
Hannah's sister and family contact they help at the cookie pickup
Parking enforcement officer
A brief obstacle who nearly tickets Finn but ultimately helps them move along
Proposal recipient / date-night patron
The man who lost the engagement ring they are trying to return
Valentine's Day date / proposal recipient
Juan's partner, who receives the proposal at the end
An Unexpected Valentine is available via fuboTV, YouTube TV, and Philo. Streaming options change often, so check current availability before settling in.
An Unexpected Valentine runs about 1 hour and 24 minutes, and was released in 2025.
If you liked this one, you’ll probably like these. The chips show what they have in common.

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Talking Hallmark
So do we. Come hang out on the Talking Hallmark channel, where we dig into movies just like this one, episode after episode.

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Curated by the Talking Hallmark team.